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If you constantly find yourself in disagreement with your teenager because of the generation gap, parenting will be a frustrating experience. You must Learn Smart Parenting to have a harmonious relationship with your teenagers, and so you must learn to understand your teenagers.

The Following are 10 tips on dealing with your teenagers and understanding their way of thinking.

Your Role As A Parent And A Friend Must Be Clearly Defined.
You are father or mother to your child, and you should also be a friend to them. You need to make a distinction between being a parent and the same time a friend to your child. You cannot  judge your child whenever they confide their problems to you, as friends often do. As parents, you cannot do this because of your care for the child.

Be Involved In Their Life, And Show It
To be involved means you must find the time to be with them whenever you have any spare time, especially if you rarely have the time to be with your children because of your work commitments.  They will find it easier to come to you when they are in trouble if you make a point of learning about their life, their thoughts and their feelings.


Teach Them To Be Accountable
Provide them with an allowance but don’t pay them if they are not doing their chores, as agreed, for their allowance. Prepare your child for adult life and teach them that if they want something, they must work in some way in order to achieve it. The important thing is not the money, it is being responsible and independent which matters. By doing this you will train them to survive in this world.

Be There When They Need You
Always let them know that you are there for them and can and will provide support for them. This is your essential and should never be overlooked by any parent.

Tune In To Their World
You should always be aware of their leisure time activities, know what type of music they like (and actually listen to it) and remember the names of their friends.

Listen To What They Are Saying
Always listen to them so that you will get the message that they are trying to convey  and try to understand what they want  These messages often means they need your help.

Explain The Reasons For Your Decisions.
Your children will learn better decision making skills if you explain the reason that you made a certain decision. They may not always agree with your decision but they will see the reasons behind your thinking.  

Sometimes You Should Be Ready To Bend The Rules
You must have a set of rules but there are always exceptions to these rules and there are times when you should be flexible.

Share Your Interest And Find Out About Theirs.
You may never ever have common interests but by sharing interests you will learn together and will understand your children better.

Always Keep Talking Even If You Think Your Teen Is Not Listening.
Teenagers do listen to their parents. This is something you may not know because it seems they only want to argue with you. You may think they are not listening to what you are saying, but this is only for now. Never stop giving advise, the advise always sticks

Follow these tips on understanding your child and you will Learn Smart Parenting

Check out to learn how to become a Smart Parent and prepare your children for their life the 21st century

Helen Cadd


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Although the situation in the United States is growing gloomier by the day with dire economic conditions that might make many people give up hope in realizing the American dream, financially, two famous businessmen, Robert T. Kiyosaki and Donald Trump have teamed up to write a motivational book titled, “Why we Want You To Be Rich” on how to think yourself wealthy.

In “Why We Want You Want You To Be Rich”, Mr. Trump and Mr. Kiyosaki encourage readers to begin thinking like the rich by becoming financially literate. Because of the success of Mr. Kiyosaki’s Rich Dad Poor Dad series, and Mr. Trump’s successful forays into a number of hugely successful business ventures, these two collaborated together in order to share their successful insights.

Mr. Kiyosaki’s knowledge about developing financial independence was learned in Hawaii where he grew up. His popular book series, “Rich Dad Poor Dad” is based on his early childhood and the knowledge that he got from his two dads. One father, his “rich” dad taught him how to create wealth and build towards his own future by building a business that would become a profitable asset, rather than working a job and building towards someone else’s future. His “poor” dad was not as financially savvy, thinking very differently than his rich dad and because of this, manifested a life of poverty.


Donald Trump grew up in New York. His history in school has been said to have been mediocre, at best, but he did graduate from the Wharton Business School. Immediately, following his graduation, he took over some of his dad’s real estate and made a fortune by selling decrepit properties. His famous gift of real estate continually grew despite some minor financial downturns in the late 1980’s.

The main premise behind their joint venture in authoring their book is that every person needs to be his own motivation and to have a philosophy to live by. Mr. Kiyosaki’s and Mr. Trump’s premise in “Why We Want You To Be Rich” develops the belief that each person is responsible for taking what they have and building on it. Both men believe that financial education and raising your financial I.Q. is imperative in order to create wealth and achieve success.

In addition to unleashing the human spirit, both men practice and teach the notion of courage. There is a path that everybody is supposed to follow. However, in order to become financially independent, you cannot be afraid to deviate from that path and try something new. Everyone has the ability to choose financial freedom, but too few actually have the courage to make it happen.

The driving lesson found in their book, “Why We Want You To Be Rich” and a lesson that Donald Trump, himself, is an expert on, is valuing the unexpected and learning to take hold of an opportunity without being afraid that it isn’t a part of what you expect or are familiar with. To achieve greatness, you have to be willing to take risks and step outside of your comfort zone. To do this takes courage, and both men believe courage is something that is crucial for unleashing the human spirit and manifesting wealth.

Financial freedom is attainable. However, you must believe that you can be successful, educate yourself, and free yourself from your old ways of doing things. Donald Trump and Robert Kiyosaki were two men that did not have any distinct advantages. They just had the desire and passion to forge their own destiny and create their own success. If they can achieve financial freedom, then you can too.

If you’d like to start discovering more about the Why We Want You To Be Rich and want to attract more wealth in your life, visit our blog post on Why We Want You To Be Rich to take your life to the next level.

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The very rich make massive savings by knowing the tax advantages within the system; this canadian income tax guide will let you in on those secrets

Okay first off, this is not a make money quick guide. This article will outline tax secrets used by very rich Canadians, which can be used by average Canadians (me and you) to make massive tax savings.I know this system works because I have used it and managed to make money for the past two years. Unlike a get rich in 30 days scam, using this guide will take commitment and time researching which is the best tax strategy for your individual financial circumstances.

The very rich in Canada pay a far lower percentage of tax than the working or middle classes. So, as an average Canadian, you are paying a larger percentage of your earnings on tax than a millionaire. It seems like there is one tax law for the very rich and one the rest of us doesn’t it…but this is not the case, the Canadian Income Tax Act applies to us all.

The main difference between the very rich and the rest of us is financial education-knowing the tax system and its advantages.


So here is what the rich do:

Rather than using tax deductions or other deference systems (like RRSPs) the very rich focus on tax credits, which actually reduce your tax burden rather than just defer it.
Certain tax credits are more useful than others…one tax credit which allows massive tax savings is the charitable donation tax credit.
Take part in a program which allows you to maximise the tax advantage. To maximise the charitable donation tax credit you can take part in a donation tax shelter. This allows you to donate to charity and receive a tax credit which will allow massive savings on your tax bill.

A hypothetical donation scheme would work like this:

I want to buy 100 laptops for children in India. So, I go to a bank and I ask loan for the money for the 100 laptops.
The loan will be for 4 years and I will immediately pay off the interest for 3 years of the loan. I then go to a technology company who give me 100 laptops.
I get an agreement from them that I can return the same item back to them and get the full money I spent returned to me.
I now donate the 100 laptops to a registered Canadian charity and get a donation receipt for the amount I paid. I attach this to my tax return and get 50% tax credit.
3 years and 1 day later I take my 1 year’s worth of interest payment I have remaining and go to the overseas market and buy 100 laptops much cheaper than I could get from the Canadian technology company.
After returning these to the technology company, they give me back my money which I use to pay back my loan in full.
So, tax saving is the 50% tax credit minus the cost in pre-paid interest on the loan.

There are many other tax avoidance schemes available to the very rich, I outline this example as it one I have used successfully for the past couple of years.

As I said, this is not a get rich quick scheme, although you can see a large return on your financial input into the program within one year I would suggest a lot of research and examination of your own financial position before you make a decision on what type of program would suit you.

So, what is the main tax secret of the very rich? Knowing the system and its advantages; getting financially educated about taxes has allowed me to make massive savings and it can do the same for you. I have posted some of my research on my blog, please feel free to use it as a starting point.

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Through a lot of research I have discovered a guaranteed way to save money on Canadian income tax. I share it for free on my website at Take control of your finances and live the life you deserve

I discovered a way to legally get my income tax money back from the CRA. My wife and I have been using this tax savings strategy for the past 2 years and it has made such a huge difference in our lives to get ahead financially, that I wanted to share this Canadian tax avoidance strategy with you and hopefully it will help improve your life as well. If you have any questions, go to my blog where I’ll explain all the details:

Participating in a legal Tax Shelter is a huge part of my integrated financial plan to become financially free. For the past 2 years, I’ve been making my money grow for me and not someone else. Here I’m sharing some of the due diligence I did about this tax shelter…I hope it will help you learn more about this tax savings strategy.

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I was in your situation for many years. Stuck in a job that I no longer liked and wanting desperately to start a business of my own. The problem for me was I had no idea what kind of business to start. All I knew is that I wanted to work for myself. The next logical step for me was to transition into freelance work. I thought I finally found freedom but after a couple of years, I realized how wrong I was.

I found myself working longer hours and worse, I was doing the job of 4 different people. I still had to meet tight deadlines, chase down payments for invoices, and I couldn’t just take off anytime I wanted because there were always something needed right away.

What Kind of Business to Start?

Business opportunities are everywhere but they all have their set of challenges. The primary one being start-up cash. Franchises are popular but most cost in the hundreds of thousands to start. Not only that, but you have to pay royalties and there are no guarantees that the business will succeed. Next you will need to consider if the business is something you like. Otherwise, it could very well feel like another job in the long run.

Also consider the risks. Do you have to invest a ton of money? Is there a market for what you are attempting to sell? Can you work from home? These are important things to consider. When starting out, you want to make sure you’re in a good niche and that your overhead costs will be low.

Direct selling or network marketing is very popular for those who want a business but have no idea how to get started. There are tons of companies out there but they all vary greatly in terms of product and compensation plans. Doing your research is essential when trying to choose a network marketing company.

Before quitting your job, be sure to assess the risks and speak with a professional like an accountant or lawyer to help you with business related details.

Would you like to learn about the business I started from home that allows me to earn residual income and create time freedom to spend my time how I want? You can do it too. Grab your copy of my FREE guide to see how simple the process really is.

Click here and claim your copy.

I’m an Independent Beachbody Coach and enjoy helping others discover a love for health and fitness as well as starting their own home based fitness business.

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You might be asking yourself, “Should I quit my job and travel?”

I know to some this is a very frightening but quite exciting thought, as it covers an underlying fear and insecurity. The thought of having a 9 to 5 cubicle job can give you a bit of security in a sense that it is stable and pays the rent consistently. However, it can make you feel empty, suppressed, and unfulfilled.

The pull of traveling the world to experience the different wonders of culture and diversity are strong for some. However, there are some common apprehensions that many people have. You might think it as very expensive to travel and that vacation is a time when you spend money and get nothing done. You might fear the fact that after your travels you will not know what’s next and that you might end up poor and miserable.

These worries are reasonable and it can feel like you might be walking into a potentially difficult situation because you could feel the risks are enormously bigger than the reward. There are also many other things that can prevent you from making that leap such as the fear of being alone and even the fear of traveling itself. You might get scared if you do take this chance that you might not get a job when you return and your value as an applicant will diminish because you’re old and lacking in experience.

When you open your eyes and see the possibilities that traveling has to offer, you can gain the confidence to make that decision. Nevertheless, the decision is yours to make and yours alone, don’t let anyone else make it for you.

Here are some helpful hints that could help you decide to make your dreams of travel come true. Hopefully they will lessen your fears and hesitations.

You have skills, you just have to figure what they are and who you can offer them to. How about doing some volunteer work overseas? That way, you are able to travel and do some constructive work with your time. Plus, it can be added to your resume as work experience and it will look good on future applications.

Do freelance work online. In these times, you can do anything for other people over the Internet and have a freelance job. If you have writing skills you can write blogs and articles which other people with websites and businesses can use. If you know something about building websites, either through coding or with software, you can sell your services online.

You can do these jobs from anywhere in the world and they are the perfect way to make money while traveling. Finding clients can be tricky though but if you find one it can be a start of a very profitable freelance career.

Find overseas jobs that are in demand today. You can teach the English language in foreign countries, this is a very rewarding job that has the potential to pay you very well. You can get this job by getting certified first. TESOL certifications are often required so get them while you are still at home. It can be acquired through Internet training programs and they don’t cost much.

Even nurses and other health care workers can get assignments to work abroad. There are plenty of agencies that can provide job placements for such professionals. So if you are in the medical field, you can still have the opportunity to travel while practicing your profession.

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Why We Want You to be Rich

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Donald Trump and Robert Kiyosaki are worried; they see that America is becoming a two-class society. In the years ahead, those who do not decide to become rich will most likely become poor. Trump and Kiyosaki want everyone to become rich, to invest money, and to learn to become a financial expert.

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Why We Want You to Be Rich: Two Men – One Message: Two Men with One Message

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