Archives For Yourself

When it comes to subjects concerning how to get rich, we tend to think about things like business building, hot investment tips, multi – level marketing, panning for gold in the Yukon, etc…  The practice of saving to get rich isn’t the sexiest.  But statistics show it’s one of the most surefire ways to do so.  It’s slow and boring, but you will surely get there as long as you stick with it.

One of the first personal development books I’ve ever read was “Rich Dad, Poor Dad” by Robert Kiyosaki.  One of the biggest ideas the author wanted to instill in his readers was the concept of paying yourself first.  I went on to see that trend in many financial self help books that I read after that.  You may not know it yet, but by the end of this document you will feel satisfied, as you learn how to make yourself rich by paying yourself first.

How much to pay yourself.

The standard amount to pay yourself is 10%.  Statistically, this general number is enough for most people to make themselves financially well off over time.  To illustrate, if you work for an hour and you’d be making 0 per paycheck; which translates into putting away of that paycheck on a regular basis.

Everyone can live off of 90% of their income.

It may take some adjustments to get to the point where you’re living off of that amount, but it can be easily done.  Having a clear budget or spending plan will help with this.  The better you can track your money, the more money you will realize that you can free up.  For instance, many people don’t realize how much they’re spending by purchasing lunch at work.


Take this as an example.  Bill buys a meal at work every day.  That habit can go on to cost him per week.  Or you can look at it as every two weeks.  That’s plenty of money that you can be putting towards your savings.  If you put that amount away at 10% yearly compound interest, you’ll save ,476.35 in just 5 years!  That supersized burger and fries you’re stuffing your face with truly worth it?

Using the magic of compound interest.

Once of the best quotes I’ve heard about compound interest came from Albert Einstein.  He said it’s “one of the most powerful force in the universe.”  Compound interest works like a snowball, it builds on itself and builds faster as it gets bigger.  Interest gets added on top of interest already accrued.  When it comes to any sort of investing, this is one of the most basic things that people need to understand.

Make it automatic.

To make the habit of paying yourself first easier to stick to; take yourself and will power out of it.  Most jobs employ a direct deposit system set up that lets you split your paycheck between different accounts.  You should set it up so that 10% of your income goes directly into a savings or money market account.  If you’re a business owner or self employed, then you should work that into your accounting process.

Make sure it’s pre-taxed income.

When you put away 10% of your income, ensure that the amount of what you put away gets taken off of your gross income (amount of income before taxes).  If you take off your net income (amount of income after taxes) you will only cheat yourself.

Don’t make it liquid.

Generally, human will power isn’t known to be the strongest.  So taking will power out of the equation as much as possible is usually the route I like to coach people to go with.  Try to keep your money in some sort of account or investment vehicle that carries a penalty on withdrawals.   When temptation comes around to push you backwards, it’ll make you think twice before you do damage to all the hard work you put into your savings.

There’s an old Zen proverb that I like.  It goes like this, “When is the best time to plant a tree?  Twenty years ago.  When’s the second best time?  Now!”  The best time to start paying yourself was probably as soon as you started earning any money at all.  But that shouldn’t stop you from ever starting.  You’ll be amazed of how fast compound interest will grow your money.  The earlier you get started the better.  So put away 10 cents when you make your next dollar.


Jeff Balagosa is the chief writer for the “Prosperity Online Resource”:  Powerful FREE resources that will help you create prosperity in all areas of your life.

A detailed blueprint for attracting anything you want into your life is available for FREE

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More Book Rich Dad Poor Dad Articles If youre struggling to make sales, then you already know what Im talking about. Selling is no longer the best and most reliable way to make a steady stream of money online anymore. But fortunately, theres a way out of this mess. And its not by trying to out wit your competition. Its by going after sales, like I show in my system. Let me tell you what the Sales System is not: A MLM or Pyramid scheme these obviously don’t work unless you own the company. True enough, these gimmicks worked, back in the days. But a new epidemic called flooded markets’ has spread the world, and people hardly pay attention to these type of scams anymore. These gimmicks hardly comprise a sustainable moneymaking system! So dont worry, its not about Multi Level Marketing Sales System is not about selling links from your website. Selling links requires a complicated search engine optimization system, which way beyond what most people can understand, let alone implement. The Sales System system is not like that at all. Its so simple that anyone can use it. Sales System is not about putting banners on your website. It doesnt have anything to do whatsoever with putting a bunch of content on your website, and then putting some banners up there, hoping people will click on those and eventually buy from the offer theyll see so youll make money. Again, that would be a form of a gimmick. And this is a no gimmick sales system. Theres no deception involved of anything whatsoever! Sales
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Have you ever thought about owning your own business and quitting your job. There are many great opportunities on the Internet for you to start your own website or blog and grow it into a large company. Most people dream of owning their own business and working for themselves. Because the workplace has now changed and everything seems to be online those opportunities can become realities.

Learn how to: Find Online Job

Starting your own business can be a scary proposition because you never know what might happen. It may be a good idea for you to educate yourself about websites and how they work before deciding to quit your job. Remember you want to create a site that other people will be interested in so that you can get lots of visitors.

Get some Advice about: Landing Perfect Job

You should start by writing down several ideas that you have thought about in the past. You need to make sure that whatever idea you are going to create into a great business opportunity is viable. Remember just because you think it’s a great idea does not always mean other people do as well. You want to use something that will be of interest to a broad category of people.

Where most people fail with starting a business is they never start. People surrounding dream about opportunities and working for themselves but there are so many great ideas that never began because people get intimidated. You have to have a go for it added to and try until you succeed. The difference between people who make it in people who do not in most cases is willingness to succeed.

Remember the awaiting your job and making your own online business can be very rewarding. Most people dream of doing their own thing and not having to report to a boss. It is important that you take your time and figure out exactly what you want to do before you jump in with both feet. Great opportunities available for you to make sure that you do not procrastinate and miss out on your future.

Bryan Burbank is an expert in the field of Careers

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